Property and Land Investment – Why invest

Our five Key Principles

Property and Land Investment research personally every single deal that promoted on this website. You will never be viewing a property or land investment proposal that has not been subject to our approval, based on our five key principles. We identify ideal investment hotspots where our customers can potentially make the highest return on their property or land as a medium to long term investment.

Our expert team selects each development in accordance with five key principles:

  • Price (market competitive or often below market value & exclusive to PAL)
  • Ease of Purchase (for the customer, private account manager often appointed)
  • Location (Ease of access & infrastructure)
  • Desirability (from rental potential to re sale market)
  • Credibility of the developer (only after our tough due diligence will a relationship begin)

These form the cornerstones upon which we build our offers.

Our quality value-added service ensures that you also receive help at each stage. For example, we monitor exchange rates to find the best deal for you and provide secure access to a web portal so that you can review all contract and payment information.

Because we recognise the importance of ease of purchase and flexibility of payment, whether you are buying as an investment or for lifestyle, we are able to create unique payment plans to suit you. This may even remove the requirement for a mortgage or loan for most purchasers. In addition, you can rest assured that every property is built to the highest specification and strategically located within each country to maximise its potential.

Whether you are just starting out as an investor in property or already have a substantial portfolio it is essential to consider diversification of the type of property investment you hold and to consider the relevant risks and returns for each.

Some investments are potential capital gain investments only and therefore speculative, some are investments producing a healthy rental but without necessarily intending to gain in the capital value. Ideally though your investments should have both attributes as a high yield on a property going down in value is not a particularly sound proposition.

Off Plan Property Investments

Off plan residential investments are very popular and have recently been producing capital gain returns in excess of 100% per year based upon the 15% typical deposit required to buy the property. This is both due to the bulk-buying discounts available on properties not yet built via property investor clubs and the fast price rises seen in the past few years. However with price rises slowing it pays to be much more careful on these types of investments in the future, particularly if the property rent forecast barely covers the mortgage payments making the purchase a speculation on future prices rather than a true investment. Always buy through a reputable club obtaining genuine discounts and with well researched rental forecasts.
Many new investors have concentrated entirely off plan and if purchased carefully this is an important factor of an active portfolio as it can provide short term trading income if successful. It should however be balanced with one or many of the other property investments available.

Refurbishment Rentals

A faster way to get a property bought and rented is to buy and refurbish an existing property however with recent price increases established landlords confirm these are getting harder to find in quality areas. In some less desirable areas property is still cheap but with this comes the likelihood of lower quality tenants and hence riskier returns. Property and Land Investment offer a complete ‘turn key’ package regarding refurbishment properties (North West of England only). Once a suitable property is sourced, a full project managed refurbishment will take place, including finding suitable tenants ready to move in on completion of the ‘re-furb’
  
Commercial Property

This offers the investor an opportunity to achieve usually much higher yields than usually possible today in the residential sector, combined with a stronger tenant rent commitment and longer leases. Commercial property can offer yields from 5 to 14% +, depending on the quality of the building and tenant. Funding is available up to 80% of the property price for new build and the yield can easily cover a repayment mortgage:- a very important piece of protection if price rises were to slow in the next few years as it ensures that your equity increases in the property at the expense of your tenant not just as a result of property inflation. An added bonus is that commercial properties attract taper relief on capital gains producing only a 10% tax rate after two years.

Land Investments

Land can offer some good speculative returns on a long term basis. Land without planning permission is significantly cheaper than land with planning permission whether for residential or commercial use. For the speculative investor careful selection of land in urban infill areas, industrial estate expansion zones and green belt land likely to be land locked by future highways expansion can all offer exciting but probably long term gains. Land grab issues and land title are important areas and must be researched thoroughly.

Holiday Lets – UK and Overseas

This is another property investment which is usually treated as a business asset and hence attracts taper relief on capital gains again. Holiday lets in the UK are getting more difficult to make profitable with the recent price gains seen in this country however overseas it is still possible to achieve up to a 10% yield on investment from rental income. Considering mortgages in some overseas countries are well under 5% it is very achievable to operate a 12 to 15 year repayment mortgage and own the property outright at the expense of the tenant after this period. You are relying on a different rental income type to normal residential rental lets as you are taking money from peoples holiday budget instead. Popular countries where buy to let abroad works well include Spain , France and the US ( Florida ) where demand and rentals are high..

For further information on our developments and land please talk to us now on +44 845 680 0673